Oyster HR, Inc., including all affiliates and subsidiaries (“Oyster”, “We”, “Our”), is not a broker or reseller of benefits. Through the OysterHR.com website, the Oyster Platform, Oyster Academy, and any other site owned or operated by Oyster (collectively, “the Site”), We may provide information about accessing, or provisioning, benefits or benefit-related products and services. Such information is provided for convenience purposes only, and must not be construed as legal or tax advice as to the lawfulness of a certain benefit offering for you, your end user, your employees, your contractors, or any other beneficiary of the benefit offering. Any independent engagement with a benefit provider through the Site is at your own risk. You acknowledge that Oyster is not a party to such transaction. Finally, if a claim or loss arises out of your transaction, you will indemnify and hold Oyster harmless as you are responsible for any benefits activity on the Site.